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Turn your debt into a plan you can actually see.
The Rune & Rose Debt Payoff Tracker is an easy-to-use Excel spreadsheet designed to help you organize your debts, choose a payoff strategy, and see your progress without building complicated formulas yourself.
Simply enter your debt information on the Debt Dashboard, and the workbook does the organizing and calculating for you.
Choose between two popular payoff approaches:
Snowball Method
Focus on your smallest balance first to build momentum as debts are paid off.
Avalanche Method
Focus on your highest-interest debt first.
Enter your:
Debt name and type
Current balance
APR
Minimum monthly payment
Additional payment
Priority
Monthly extra debt-payoff budget
Your information then flows into the other workbook sections automatically, reducing duplicate entry and making the tracker easier to maintain.
Your Excel workbook includes:
Debt Dashboard
Your main workspace for entering debts, viewing balances, tracking monthly payments, choosing your payoff method, and setting an additional monthly debt budget.
Debt List
Automatically pulls your debt information from the Dashboard into an organized list.
Payoff Plan
Uses the information entered on your Dashboard to create a payoff projection for your current target debt.
How to Use Guide
Step-by-step instructions are included directly in the workbook so you don't have to figure everything out on your own.
You don't need advanced Excel skills or complicated formulas.
Enter your numbers, choose your strategy, and let the workbook handle the calculations behind the scenes.
Perfect for anyone who wants to:
Organize multiple debts in one place
Compare balances and payments
Follow a Snowball or Avalanche strategy
Plan additional monthly debt payments
See which debt to focus on next
Create a more structured debt-payoff routine
Spend less time maintaining spreadsheets
1 Microsoft Excel (.xlsx) digital workbook
Includes the Debt Dashboard, Debt List, Payoff Plan, and How to Use tabs.
Please note: This is a digital product. No physical product will be shipped.
Payoff calculations are intended for personal planning and educational purposes. Actual lender balances, interest charges, payoff dates, fees, and payment applications may vary.
For personal use only. Purchase does not include permission to resell, redistribute, share, reproduce, or commercially use the spreadsheet or its contents.
Turn your debt into a plan you can actually see.
The Rune & Rose Debt Payoff Tracker is an easy-to-use Excel spreadsheet designed to help you organize your debts, choose a payoff strategy, and see your progress without building complicated formulas yourself.
Simply enter your debt information on the Debt Dashboard, and the workbook does the organizing and calculating for you.
Choose between two popular payoff approaches:
Snowball Method
Focus on your smallest balance first to build momentum as debts are paid off.
Avalanche Method
Focus on your highest-interest debt first.
Enter your:
Debt name and type
Current balance
APR
Minimum monthly payment
Additional payment
Priority
Monthly extra debt-payoff budget
Your information then flows into the other workbook sections automatically, reducing duplicate entry and making the tracker easier to maintain.
Your Excel workbook includes:
Debt Dashboard
Your main workspace for entering debts, viewing balances, tracking monthly payments, choosing your payoff method, and setting an additional monthly debt budget.
Debt List
Automatically pulls your debt information from the Dashboard into an organized list.
Payoff Plan
Uses the information entered on your Dashboard to create a payoff projection for your current target debt.
How to Use Guide
Step-by-step instructions are included directly in the workbook so you don't have to figure everything out on your own.
You don't need advanced Excel skills or complicated formulas.
Enter your numbers, choose your strategy, and let the workbook handle the calculations behind the scenes.
Perfect for anyone who wants to:
Organize multiple debts in one place
Compare balances and payments
Follow a Snowball or Avalanche strategy
Plan additional monthly debt payments
See which debt to focus on next
Create a more structured debt-payoff routine
Spend less time maintaining spreadsheets
1 Microsoft Excel (.xlsx) digital workbook
Includes the Debt Dashboard, Debt List, Payoff Plan, and How to Use tabs.
Please note: This is a digital product. No physical product will be shipped.
Payoff calculations are intended for personal planning and educational purposes. Actual lender balances, interest charges, payoff dates, fees, and payment applications may vary.
For personal use only. Purchase does not include permission to resell, redistribute, share, reproduce, or commercially use the spreadsheet or its contents.